Learn how to optimize your current 401(k) account: http://goo.gl/z2fFUF Just because you contribute to a 401(k) account does not necessarily mean you’re set for retirement. Your 401(k) plan needs attention on a regular basis. Set it and forget it is not a strategy. One big part of that strategy is making sure you have the right asset allocation. It’s important that your 401(k?) plan has a variety of stocks, bonds and cash because each will have its own gains and losses at different times. As the market changes, so can your allocation. That’s why you need to rebalance your portfolio at least twice a year to return your 401(k) investments back to your intended asset allocation. There’s a lot to consider when planning for your retirement. Your 401(k) is probably your biggest retirement savings vehicle. It’s important to make sure you’re optimizing it. For more information about how to manage your 401(k), download our Smart401K app at mutualfundstore.com. Our Smart401K team researches company retirement plans, identifies the funds that are best for you, then builds allocations for clients based on their very unique, personal situations. They help you make the best of what you’ve got for all those employer-sponsored plans out there. Visit mutualfundstore.com and look for the Smart401K app button.
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