401k VS Roth IRA

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1. best ira company to learn https://twitter.com/tommoor86458550/status/829150424162766849
2. One of the advantages of an IRA is having access to a wide range of investments, often more extensive than 401(k)s. When choosing investments, it's usually a good idea to think carefully about your own situation. Are you nearing retirement and more focused on investing for income? Or perhaps your needs are geared towards investing for growth? Clarifying your goals can help you select the right type of investment. Many IRAs allow you to choose from individual securities, such as stocks, bonds, certificates of deposit (CDs), mutual funds, exchange-traded funds (ETFs), or a "single-fund" option, where the asset allocation is done for you. read more about Gold IRA http://GoldAndSilverForLife.com/partner?p=romeoicq&w=webinar
3. I'm confused, Ramsey said that the match is only in the traditional 401k then he said that he recommends getting the Roth with the Match??
4. Let me know if I am understanding this correctly. 
   
   401K -  If I contributed 200k it would grow tax free. And if it hit One Million bux and I cashed it out one day. I would pay taxes on 1 million dollars?
   
   Roth - If I contributed the same 200k and was taxed as income. And it was worth the same 1 million bux. And I decided to cash it our I would receive 1 million bux because I already paid the taxes on the initial 200k???
   
   Is this correct?
5. Ok I'm about to go set one of my 25% addition to aggressive, I was always afraid of going aggressive.
6. Most 401ks allow you to choose to save as Pre-Tax and/or after-tax Roth.  If your company matches, you would get the match on any pre-tax and the Roth savings.
7. ahhhWhy not just look up the difference between the two?
8. He's still advocating "growth, growth and income, aggressive growth." No mention of the danger of high expense ratios, fees, LOADs and neglects to suggest broad based stock and bond index funds. Doubt he understands the importance of asset allocation(A.A.) and that he failed to recommend an appropriate A.A. to the caller.
9. #Drackkor Malo Perverso your contribution goes under the Roth portion. There's goes in the 401(k) section. When it grows it is the total that grows, but they are still under each section. It is confusing, but if you look at one of your invest statements it breaks it down for you. When you do want to distribute money it is already shown what the Roth side made which is not taxed and the traditional 401k section which is taxed. The government can only tax you once on your money. I understand it is extremely confusing but it all works out in the end. @Colleen Anne Ramirez
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10. Are IRA accounts immune from stock market crashes like the one in 2008?
11. that's the only complaint I have about working at my company... they do not match 401k contributions.... other than that it's a great place to work (stress free, work at your own pace with practically no supervisor, work 9 hour days and get every other Friday off, paid holidays, 150 hours vacation per year, vacation time not used gets transferred to sick leave the next calender year, and health insurance is covered 100% by the company)..... some of my buddies that work at other firms try to get me to leave and work with them because they pay better, but they're sent out of town every week and have to stay in a hotel only coming home on weekends, and they work 6 days a week pulling 60 hour work weeks.... not worth it to me!
12. Ok so if I understand this correctly, the AFTER TAX dollars put in as a contribution gets taxed?? It's like a double tax. The contribution is made up of dollars from someone's NET pay. It's a portion of the leftover funds that had been already taxed. So why the tax on the contribution?? Can someone please help me understand.
13. What about a 403b? I am a teacher and they say that a 403b is similar to a 401k. I have been told that a 403b is for government type jobs while a 401k is for businesses. Is this accurate? Would it be wise to invest in this 403b?
14. not if you live in California
15. When Ramsey told her he recommended the Roth 401K I think He meant the Traditional 401K, since He mentioned that She should get the Matching Contribution from Her Employer!
16. Dave, I am looking into opening a roth ira. Through work they offer a 401k program which matches 6%, I put in 14% and all in a Roth. I was looking into a separate roth ira to put more away. Will they let me open a separate roth ira if i am already maxing out my roth 401k? I am 23.
17. why pay taxes and have someone manage your money? join the brave few who put cash away in a safe and hide it in a hole under the ground. you wont loose money and you can retrieve it at will.
18. Hey Guys I am 32 yeard old and I have a Roth IRA and Sep IRA. My question is. What would be the best investment to place inside of them? I currently have low fees commisions free ETFs inside my roth IRA and I was thinking on buying mutual fund to place inside my SEP IRA. I expect to max them both every year for the next 35 years. or should Ihave Mutual funds in Both accounts? or place The mutual funds inside the Roth?
19. I'm lucky to get 4% to 5% growth over my lifetime. Where they get 8% who knows?
20. lol all retirement programs are Wallstreet Scams.