Annuities, Investing and Retirement: What's Your Strategy?



http://annuityguys.org/annuities-investing-and-retirement-whats-your-strategy A goal without a plan is just a hope and a wish. So, do you have a retirement strategy or a retirement hope and wish? We feel comfortable utilizing annuities to provide consistent income as part of a well designed retirement plan. Does that mean every retirement plan should have annuities? No! If you are willing to take some stock market risk and have enough core income from pensions or Social Security to cover your foundational income need, then an annuity may not be one of the best options for your situation. Before our annuity “savers” start questioning our prior statement, we agree that there are additional savings benefits to annuities beyond their ability to provide a lifetime of retirement income. Annuities are not (typically) the whole answer to a solid retirement plan – nor are equities. We have however often spoken with many clients whose retirement plan is reliant upon the overall performance of the securities market and simply hoping for a successful retirement outcome. When in comes to retirement planning, our retirement number is 100%. Make sure you have done everything to insure you are 100% comfortable with your retirement plan and its 100% balanced to your goals and to the limits of downside risk you can accept. (Learn more, click our link above. Full article at http://annuityguys.org) Disclosure: Videos are educational and conceptual only and not a solicitation. They are not to be considered investment, insurance, tax or legal advice. It is recommended that you work with licensed professionals for individualized advice before making any important financial decisions. Annuities are not FDIC insured and their guarantees are based on the claims paying ability of the issuing insurance company. State Guarantee Associations, while offering specific protections, are not the same as FDIC insurance. Read more Annuity Guys disclosure at: http://annuityguys.org/about-us/site-terms-conditions-and-disclosure

Comments


    Additional Information:

    Visibility: 1778

    Duration: 6m 59s

    Rating: 2