Can you really get 12%? - Dave Ramsey Rant

Check out The Rachel Cruze YouTube Channel for life and money tips! http://www.youtube.com/user/RachelCruze?sub_confirmation=1 ________________________________________________________________ Dave discusses the reasoning behind using 12% as an average interest rate on investments. Find A Financial Peace class near you! http://www.daveramsey.com/fpu/classfinder?ectid=70.11.1188 Check out Chris Hogan’s book “Retire Inspired” http://www.daveramsey.com/store/books/retire-inspired-by-chris-hogan/prodD078.html?ectid=70.11.1187 Do you want to take control of your money? Get “The Total Money Makeover” book here. http://www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prodtmmoclassic.html?ectid=70.11.1186 Download the FREE EveryDollar App and start telling your money where to go. http://www.daveramsey.com/everydollar?ectid=70.11.1185 Do you need help with your taxes? Find an Endorsed Local Provider near you! https://www.daveramsey.com/elp/tax-services?ectid=70.11.1184 Need help selling or buying a home? Click the link to find an Endorsed Local Provider in your area. https://www.daveramsey.com/elp/residential-real-estate?ectid=70.11.1183 Do you have questions about investing? Let one of our Endorsed Local Providers help. https://www.daveramsey.com/elp/investing?ectid=70.11.1182 IN THIS VIDEO: Dave Ramsey, The Dave Ramsey Show, Financial Peace University, FPU, The Total Money Makeover, budget, envelope system, emergency fund, baby steps, radio show, debt freedom, EntreLeadership, mortgage, ELP, daveramsey.com, money, finance, economy, investing, saving, retirement, cash, mutual fund, stock market, business, leadership, credit, drtlgi

Comments

1. Wrong. Some funds that have stayed in existence but not the ones that folded from 2009-2011. Brokers simply close the underperforming ones.
2. Here is a trash dump worker who got 25.56% per year in the ten years through 2016:
   https://howibeatgold.wordpress.com/2017/01/25/trash-dump-worker-invests-better-than-harvard-yale-and-columbia/
3. I love your advice Dave and all that you do but I gotta say that was a quote from Wayne Gretzky
4. Lol. If the facts are on your side, pound on the facts. If the facts are not on your side, pound on the table. That is Dave Ramsey all right. Wrong on the maths, and proud of it.
5. I like the majority of Dave's videos, but mutual funds are trash. Just put it in an index, but hey, what does Warren Buffett know?
6. 12.28% over the last 7 years.
7. Even 4% is better than any CD or savings account interest rate I've seen.  I've had a lot of money just sitting around and wish I'd known there was an option better than zero-point-piddly percent.
8. You should be investigated by the SEC. People, don't believe this guy.
9. Mutual Funds, minus their management fees have averaged only 2.9%.
10. The S&P 500 has averaged 8.31% NOT 12%.
11. Wayne Gretzky...
12. https://dqydj.com/2016-sp-500-return/ S&P 500 return rate for 2016 12.25%..........
13. The BEST investment I ever made was buying my house soon after the Real Estate market crash of '08. House has doubled over 7 years. Other than that, mutual funds got me nothing, playing the market got me losses, and really, I can't sell and buy another house cause all the other houses around me have doubled as well. I recommend hard assets cause WHITE GENOCIDE. This country will go down as WHITES become a minority. I recommend investing in Russia, the LAST WHITE Country, though they are Asiatic WHITES, not Anglo-Saxons like us. ALL Civilizations that went down, went down as they turned Brown. Archeologists DIG in all the wrong places (the Middle East), never under the buildings of Europe. Your America "History" you were fed in college was an Anti-White version of History.
14. People don't take into account taxes or inflation
15. If you have old books you want to get rid of, use this app to sell them. Scan the barcodes with your smartphone, and Bookscouter will let you see comparisons of payouts from more than 20 book buyback companies. Once you find the best offer, fill out some information about where payments should be sent, and ship the books to the buyback companies.
16. Why doesn't Dave recommend investing in gold? Gold has a good 70 year track record too.
17. "shut up", haha this guy is awesome!
18. Since the 1960's 1200 stocks have been taken out from the S&P500 list of our current 505 stocks.
    
    Either too short sighted or uneducated to understand or just misleading.
19. I invest but I also don't like the misleading numbers.  It's not a mutually exclusive concept.
20. What is the actual mutual fund? why don't you ever share which one you own?