Credit card debt is over $80k



Check out The Rachel Cruze YouTube Channel for life and money tips! http://www.youtube.com/user/RachelCruze?sub_confirmation=1 ________________________________________________________________ Kim asks Dave for advice on the best way to pay off her credit card debt. Find A Financial Peace class near you! http://www.daveramsey.com/fpu/classfinder?ectid=70.11.1181 Check out Chris Hogan’s book “Retire Inspired” http://www.daveramsey.com/store/books/retire-inspired-by-chris-hogan/prodD078.html?ectid=70.11.1180 Do you want to take control of your money? Get “The Total Money Makeover” book here. http://www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prodtmmoclassic.html?ectid=70.11.1179 Download the FREE EveryDollar App and start telling your money where to go. http://www.daveramsey.com/everydollar?ectid=70.11.1178 Do you need help with your taxes? Find an Endorsed Local Provider near you! https://www.daveramsey.com/elp/tax-services?ectid=70.11.1177 Need help selling or buying a home? Click the link to find an Endorsed Local Provider in your area. https://www.daveramsey.com/elp/residential-real-estate?ectid=70.11.1176 Do you have questions about investing? Let one of our Endorsed Local Providers help. https://www.daveramsey.com/elp/investing?ectid=70.11.1175 IN THIS VIDEO: Dave Ramsey, The Dave Ramsey Show, Financial Peace University, FPU, The Total Money Makeover, budget, envelope system, emergency fund, baby steps, radio show, debt freedom, EntreLeadership, mortgage, ELP, daveramsey.com, money, finance, economy, investing, saving, retirement, cash, mutual fund, stock market, business, leadership, credit, drtlgi

Comments

  1. I guarantee you this new car this lady talks about is probably an Audi or BMW....... I guarantee you
  2. Here's an idea.... of you own the home in mass, sell it and buy another home down the street from it that's $80,000 cheaper... then pay off your debt.... no debt, you stay in mass, win win....... people are so stupid
  3. Like you are in congress 😂😂😂
  4. 190K a year and that much in debt?!! SMH...
  5. She did only 9 months? Who can b out of work for that long with all the bills. Why does she need to call in ? First thing is sell the darn house
  6. "You cannot out-earn your stupidity" Quote of the year.
  7. Can't believe I never knew about this show and ound it on youtube.
  8. she sounds very proud of that car she'd just bought. Keeping up with the Joneses
  9. Always thought Dave is a Nut. I try to listen to Dave everyday. Can't afford college but reading book everyday to enhances my skills in programming. I will get out of debts. I stop buying games and stuff I don't need. I got $14,000 left on a $31,000 car. I am not giving that up. I have $14,000 in Discover and $3700 in chase. I am attacking the Chase right now. I am selling stuff I don't need on eBay. Thank for your advice Dave.
  10. But there credit score must be 850! Their life is good.
  11. I SOOOOO appreciate your straight-forward, no-nonsense talk. We now, no longer have any credit cards. We no longer have car payments. BUT we live off one main income. I stay home with our babies and work 3 very part-time jobs totaling about 30 hours a month. My husband works full-time. We aren't getting more in debt (yay!) but we don't make enough to pay off the debt we incurred through our overspending over the years. We essentially can just make the minimum payment every month and nothing more. I do a written budget and track every dollar. That helped us not spend what we don't have, but now, without using credit cards, we can barely make ends meet. I'm not sure what changes I need to make. Help!
  12. I would probably "OFF" myself if i ever reached that point. If i dont have it, i dont have it.
  13. Wow. She thought they made it. So they bought it and bought and bought. All flash and no cash.
  14. The more you make, the more you spend. By the sound of it, half the stuff they bought is useless garbage that doesn't even matter. It goes to show, NO MATTER HOW MUCH YOU MAKE, if you're terrible with money you'll be stressed and miserable.
  15. I wonder if this caller made any adjustments and paid off debt... sad that she was really clueless about how they accumulated so much debt.
  16. You can't fix her kind of dumb! Educated idiots is clearly what we're producing in this country.
  17. How stupid is this lady and her husband? My gosh...
  18. I have a suspicion that this lady knew what the problem is and knew how to fix it, but they don't want to change so they were hoping that Dave would say something different. She kept saying "I know" in response to what Dave was saying. Usually the callers will be silent for a moment or two if Dave says something that they hadn't thought of or were not aware of. This lady knows the problem and how to fix it. She probably just wanted Dave's shoulder to "cry on" for a second.
  19. Dave throws so much shade. I love it and it motivates me so much 😂


Additional Information:

Visibility: 122482

Duration: 5m 22s

Rating: 529