Debt Free But I'm Not Investing

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Comments

1. Great info...duly noted. Thanks!!!
2. Is there like a book you can read to find out more about what DavE is talking about?
3. I might be stupid...but I'm thinking if you have a mortgage...you're not debt free...
4. Unfortunately you're a multimillionaire when you're a senior citizen.
5. Investing $15k a year with an average return of 12% is $16,800 a year x's 30 years is only $504k. So whats this millionaire talk Dave?? Im confused!
6. Doesn't his wife have to have an income to have a roth IRA in her name?
7. Does anybody else have a mutual fund that actually averages 14%? It just seems outrageously high.
8. I'm in this guy's position; my wife and I have zero debt, 6-month emergency fund, and steady income, no kids yet.  I'd no idea I could get better than a quarter-percent interest for my sitting money.  Wish I'd known 3-1/2 years ago.  Earliness matters.
9. Good information
10. Where do you put the so called "rainy day fund". In a traditional bank savings account? Or credit union savings account?
11. Still perplexed that Dave forgets about taxes when running numbers...$90K per year before tax is about $64K after tax, varying a few thousand based on write-offs and state tax percentage.
12. Thanks. Dave
13. Don't do Roth if you live in CA.
14. We will be Debt free in 2 months-minus home mortgage. Will have our emergency fund in 6 months max. Both have WA State PERS 2 retirement funds. Make 190K combined gross income. 260K on home mortgage on the home we live in. Wife has a Rental home, its paid for-2K rent/income. Wife and I would like to retire to Costa Rica in 3yrs, will sell the 260Khome, keep the rental. Q. is it a good idea to pay off huge amounts of the 260K home or invest in the IRA's/mutual funds Dave talks about? Thoughts? Thanks from SEA
15. Try saving and investing a little when you are in debt. I started doing that in June and hope to increase it more substantially next year when my debts are wiped out.
16. Hey guys, I am 20 years old and live in Canada (Québec). I am actually debt free and making about 15 000 $ / year (I'm a student living at my parent's house). I do not understand what are "401 Ks" etc. Do we have them in Canada ? What would be your advice for me looking forward ? I have saved about 5 000 $ in an emergency found. What should be my next step, and where should I invest even though I have a small income ? Thanks a lot !
17. 6:50 Dave hangs up on Dave.
18. Is Dave ever discount inflation... in his little calculation...
19. We make 90,000 a year. Dave- So whats your household income? haha
20. what about investing in real estate instead of some or all of the stock market?