Episode 4 - The evolution of target-date investments - Vanguard

Vanguard offers a rolling suite of target date investments. Every 5-7 years, the oldest funds are expected to merge into the income fund and, new funds are expected to be introduced. Find out more about the lifecycle of a Vanguard target date investment by tuning into this episode of Target date: Now. All investing is subject to risk. Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the Fund name refers to the approximate year (the target date) when an investor in the Fund would retire and leave the work force. The Fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in the Target Retirement Fund is not guaranteed at any time, including on or after the target date. Diversification does not ensure a profit or protect against a loss in a declining market. For more information about Vanguard funds, visit www.vanguard.com, or call 800-523-1188, to obtain a prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing. © 2013 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor

Comments

1. oh that makes sense.we still want to keep living for a while once we hit 65 lol so this way here,our funds will keep up with inflation as we draw.you wouldn't want it to become so conservative that it bleeds away before we're done using it so by letting it taper off slower into more bonds rather than a 70/30 right off the bat we'll keep the $ up enough to hopefully outlast us.great vid.