Husband And I Disagree On Having a $1,000 Emergency Fund

Please watch: "TOP 10 - Dave Ramsey Rants" https://www.youtube.com/watch?v=yrBbWZuALgQ -~-~~-~~~-~~-~- Husband And I Disagree On Having a $1,000 Emergency Fund Do you want to take control of your money? Get “The Total Money Makeover” book here. http://www.daveramsey.com/store/the-total-money-makeover/prodtmmoclassic.html?ectid=70.11.6221 Check out The Rachel Cruze YouTube Channel for life and money tips! http://www.youtube.com/user/RachelCruze?sub_confirmation=1 Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Our emergency fund is depleted: https://www.youtube.com/watch?v=sj8UcxUTtGs Do I have too much money in the bank? https://www.youtube.com/watch?v=3PonjgJ5klU You Can Do This: https://www.youtube.com/watch?v=n26RKqW1dUo IN THIS VIDEO: Dave Ramsey, The Dave Ramsey Show, Financial Peace University, FPU, The Total Money Makeover, Retire Inspired, budget, envelope system, emergency fund, baby steps, radio show, debt freedom, EntreLeadership, mortgage, ELP, daveramsey.com, money, finance, economy, investing, saving, retirement, cash, mutual fund, stock market, business, leadership, credit Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Comments

1. I can't understand all these people with student loans who can't even add 2+2
2. Dave I love this! did she just say it will take 5 years? man, yall don't wanna be out of debt #pattycaking
3. lol we made an average of 70k and paid off our 55k in 21 months. So worth it to go gazelle intense.
4. It sounds like she needs an app for everything. Just take an afternoon out of your day and crunch the numbers. I personally tried apps and I prefer writing the budget by hand.
5. If her husband is nervous about paying that money, how about next month on a budget pay $2000 of the saved money and $2000 of next months money, ($4,000) still retaining $2000. There's always more money coming in. If he starts to realize that you are making good progress, then start retaining only $1000 in your emergency fund, and get intense.
6. seriously? 70k income paying off 30k debt and it takes 5 years? At most is a year and a half. Even if you live in the one of the most expansive city in America. There's no excuse that it takes 5 year except not trying.
7. I hope her hubby is a dumb as she is, or else he will tire of her quickly. Maybe she can find an app to predict how long her marriage will last.
8. 5000$ is important . If you have a couple of emergencies in one month then you would get into debt again . Last month we had a car repair on our 10 year old car and it costed 2000$ . What would you do in such situations if you have only 1000$ funds . You would get into debt again . Fortunately we had enough saved up for that. They should be out of debt under 2 years with a proper plan . They r making ok money with a plan to save up they should pay off.
9. She needs an App to calculate her debt repayment???? Yikes 😨
10. I couldn't sleep at night with only $1000 emergency for even a year. I would half the $5000 so $2500 to debt and $2500 emergency. then tackle the debt with every last penny that comes in after food, water, and shelter
11. I have a question for you guys, does baby step 2 (paying off debt) include accounts in collections?
12. Live on 40k a year and pay off quick
13. they treat their $31k debt like buying a car. Oh I'll just take 5 years to pay it off.
14. "Dave, do you have an app to do basic math, do you have an app to fix my finances, do you have an app...."
    Lady, recover your brain!
15. Keep the white trash on the radio, only class on youtube.
16. They need a higher, more desirable goal to look forward to before they can get all the intention they need to get rid the debt. Paying 7k/yr with 72k income... they must have left some expense out in the call (10 kids to feed?), or they are simply not doing the baby step2 correctly.
17. "You're selling so much stuff, the kids think they are next" 😂😂😂😂😂 I love his tips and advice!
18. lol 35k in 5 years? what is this a car loan?
19. This woman doesn't sound very smart.
20. Question: When people say they make X a year is that before or after taxes?