I'm Investing Money now. Zopa + Funding Circle

My current account give me 0% interest, an ISA would give me 0.05% (also known as nothing) my Mortgage is only 1.5% so putting money into the mortgage is far better than into savings. BUT what about investments? unsure of how to use the stock market I was advised to check out Peer to Peer lending. even on the most risk averse and easy to access account it is offering me returns of 3.1% with Zopa https://www.zopa.com/lending/mgm/680c287cf3fd and then after watching Dragons Den I looked into Funding Circle, another peer to peer lending site but only lends to Companies not indivicuals, with even bigger potential rates of return even after factoring in losses and fees. So now with the money I make from youtube i will be investing it into these two sites and will let you know how the experience goes. but if you want to also join up, there are referal schemes where both I and you get £50 once you have placed a certain amount into your account, with Zopa we both get the £50 once you have put in £2000, with funding circle it is after £1000, drop me your email and i will send you the funding circle referal email. or if you want to go with zopa click this link https://www.zopa.com/lending/mgm/680c287cf3fd My Top Recommended Camera Gear -, http://astore.amazon.co.uk/dombowerphoto-21 I have 2 other Channels My Exercise channel https://www.youtube.com/user/dombower and my DomTalks channel https://www.youtube.com/user/Domtalks1 My Book: Getting There With Photography http://www.blurb.com/bookstore/detail/2215491 E-Book version http://store.blurb.co.uk/ebooks/68909-getting-there-with-photography FACEBOOK PAGE https://www.facebook.com/pages/Dom-Bower-Photography-FanPage/230715393672355 TWITTER page http://twitter.com/DomBowerPhoto WEBSITE http://www.dombower.com PHOTOGRAPHY CLOTHING Point and destroy clothing http://www.zazzle.com/sportinwaves For my A-Z of Weightloss Tips check out:http://dombowerexercise.blogspot.co.uk/2012/08/a-z-weight-loss-tips.html

Comments

1. when will you be giving an update? found this very good
2. How have you got 50000 subscribers and only 700 views?
3. Is this accessible to Americans?
4. you need to get into the stock market. you can get growth and dividends. the dividends alone will give you 3% easy
5. invest in multal funds (equity ) i am getting 12% profits annually
6. Are these time deposits (3 mo. 6 mo. 1yr. etc.) or does the interest rate adjust with the credit market over time.
7. Interest from a bank has always been shit for the joe soap public only way to earn any real interest is to have a few million in the account but for the likes of anything under 50-100 grand its pure muck.
8. I think I get 1p interest a month from every £1000 at the moment.