Mutual Funds VS Market Index Funds

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Comments

1. Index funds will beat 99% of all actively managed funds over the long term, net of fees. PERIOD.
   
   Warren Buffett has proven this with a one million dollar bet to ANYONE who would take him up on it over a 10 year period.
   
   Spoiler Alert: The index is destroying the hedge funds that took him up on this bet since 2009.
2. Isnt the s&p index fund just a package of 500 or so stocks?
3. I like Dave, but he is flat out wrong here. He's either ignorant of the facts (there is a MOUNTAIN of research proving that index funds outperform mutual funds), or he's intentionally lying for some reason.
   
   Either way, it's disappointing.
4. Dave Ramsey is an idiot, if you have 15+ years til retirement, max out your retirement in Vanguard Totals Stock Market Index (VTSAX) and forget about it. If you really want to learn about personal finance, checkout www.mrmoneymustache.com
5. paying higher fees makes you conservative and not wanting to pay high fees makes you a liberal - where did that rant come from? The general ideas here are good (live below your means, avoid debt, invest money) the specific investment advice falls a bit short.
6. Bogle
7. I wonder how may people in this comment blog are actually saving for retirement and not just talk.
8. 49% of mutual fund managers own no shares in the funds they manage. 51% own a small amount of their funds when compared to their total net worth (most of the time millions or tens of millions). For exact numbers and a range of how those mutual fund managers invested, check out Tony Robbins book, "Money: Master the Game"
9. Guess HSA contributions have an option of investments and the possible channel is only Index funds. Being said that, how do you calculate expense ratio vs returns?
10. anyone notice he never clearly answers the question?
11. Ramsey needs to stick to advising on paying off debt.
12. but did he answer?
13. I stopped watching when this clown started going off on liberals. Stick to money.
14. Random left field comment on liberalism...
15. I have to disagree with Dave on this one. The debate between mutual funds and index funds isn't a debate about the value of capitalism, it's a debate about what is the smartest and most efficient means of growing retirements funds for workers. Fees and performance make a huge difference. Numbers don't lie. On average, index funds outperform mutual funds. That's just reality. Index funds also, on average, have the lower fees, often around 1%. There's a big difference between 1% and 2% fees over the course of 30 years and can take a massive chunk out of your possible value.
16. Most funds underperform relative to their respective index. Especially over the long term. Agree with Dave that people need to save and invest as the most important thing, but an ETF with a MER of .15% is much better than a mutual fund with a MER of 2% over the long term.
17. I am a big fan of index funds and I don't think Dave should downplay the importance of low fees.
18. This is where he gets lost and doesn't know what he is talking about. It's math that fees hurt not a liberal or political statement. Duhhhhhh
19. This would be more interesting if Dave compared the mutual funds he has personally against what we would have gotten just buying a S&P500 tracker....my guess is he was worse off
20. That was a bad explanation between mutual fund and index fund investing.