SIP vs RD | Systematic Investment Plan Vs Recurring Deposit | Investment Tips by Yadnya

SIP is a monthly investment in Mutual funds and RD is recurring deposit in Bank. Both are great investments for long-term and short term respectively. However, there are some basic differences one should be understood before taking an investing decision. Investment-SIP is one way to investing in mutual funds on a periodic basis, which can be daily, weekly or monthly etc. as per the choice of Investor. Recurring deposit is like fixed deposit account for making monthly investments. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/yadnyaacademy/?fref=ts Facebook Group - https://goo.gl/y57Qcr Twitter - https://mobile.twitter.com/investyadnya

Comments

1. How to invest in SIP and how to know the status daily. Is fundsindia safe ?
2. Hello, I want to invest Rs 5000 in SIP for long term. Is it a good idea to invest Rs1000 in 5 different SIP? Will it reduce my final capital gain? Whats your suggestion?
3. I have a SIP of Rs 20,000 per month in equity diversified funds ? Is it possible to know how much money I can get after 10 years or 15 years ?
   If I increase my monthly SIP 5 % every year then how much money I will get after 10 years & 15 years respectively? Regdz
4. Never Buy LIC policy ever, their LIC agents are fraud and not guide you correct path.
   When at anytime you need to get loan, that time they will provide loan on 90% of the surrender value, i.e. if you paid total premium of 100000 for more than 3 years then surrender value = 30% of 100000 = 30000 Only and further Loan available = 90% of surrender value(30000) i.e 27000 only that is it.
   
   Guys this happened with me, i.e. LIC agent told me that I will get entire amount paid if I surrender after 3 years, but when read properly their policy later was feeling bad that I trusted LIC agent...
5. Hi
   
   I liked the way you explained the entire difference in SIP and RD. I already have an SIP via ICICI and have been paying for it since March 2016. Now, the way you have explained, SIP is more of a long term tool rather than a short term where one needs to remain invested more than 1 year to be actually reap the tax benefits and proper returns.
   
   I also understand that SIPs are more of a mix of large and small caps industries but tend to bend towards blue-chip companies and large caps as their stocks are more stable and less volatile, hence making them stable and balanced.
   
   What I want to know is, are there any SIP's which take in more of the mid and small caps companies for quicker growth of wealth with increased risk?
   
   Also, I am looking at a huge investment in terms of family function in the year 2017, so, can you suggest me any other investment plan to get a good financial foothold.?
   
   Thanks in advance
6. Very well explained! Thanks. I am abroad and have NRE ac in SBI please could you suggest which direction will be good. I am expecting more detailed explanation about MF scheme.
7. Can you advise if SBI blue chip mutual fund is good.Planning to invest in 2k/month in it for SIP.Also, are you available for 1 to 1 advise. If yes, where can I mail you.
8. hi ,i am a house wife,my husband is working in IT,if a start a mutual fund for mine or my husband,please reply me i am in great confusion.
9. hi,your videos are so useful to me,i interest to invest a lump sum amount for 5 years how to find a best mf
10. thank u
11. pls Tel me answers which is the best sip pls Tel me answer my no 8014005955
12. I am army I m monthly R d 1000 which plan best
13. I want SIP and I'm 24years old and I'm a teacher what is your advice for me ?
14. hi yadna, I need to save for my child's school expenses. duration of investment is 4 yeara. she is one month old. which one would you advice me among rd and mf .
15. thanq for your suggestion
16. should we buy car on cash or loan
17. Thanq for quick reply and spreading financial knowledge
    your suggestions and explanations are of great help.
    BIG THANKS
18. Gold schemes vs RD ???? which is better
19. can you please confirm where I do sip in Bank or any agency
20. how invest aboard im in gulf ??