If you have a 401(k) (or a 403(b) account), how do you know what to invest in? This hypothetical portfolio is a 20% bond to 80% stocks mix. It's diversified because it's based on mutual funds from Vanguard. The funds are Vanguard Total Bond Market Index (VBTLX), Vanguard Developed Markets Index (VTMNX), and Vanguard Total Stock Market Index (VITSX). 2015 was a rough year, but, remember, the stock market is a long game. So, how did our 401(k) do? DISCLAIMER The commentary does not constitute individualized investment advice. The opinions offered herein are not personalized recommendations to buy, sell or hold securities. This material represents an assessment of the market environment at a specific time and is not intended to be a forecast of future events or a guarantee of future results. This information should not be relied upon by the reader as research or investment advice regarding the funds or any security in particular.
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