Walk into any high street bank or building society and ask about its savings rates and you'll be in for a shock -- they are paying peanuts to those who deposit cash; so much so that the rate you get won't even keep up with inflation. This means your money will be eroded by the cost of living. If you want to achieve your financial goals, you might have to consider investing for the long-term -- and if you are OK with the increased risk of investing, you'll probably take your first steps by using an Individual Savings Account, the perfect way to shelter your investments from tax.
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Duration: 2m 11s
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